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Mortgage Lending
Products

Fast Closing & Solution-Focused

$

Up To 75% Loan-To-Value

No Maximum
GDS / TDS

Same Business Day Response To Brokers

Partial & Full Prepayment Options Available

First, Second & Blanket Mortgages For A Wide Array of Needs

We work with trusted Licensed Mortgage Brokers to help borrowers finance their real estate goals when a conventional bank is not an option. We refer to ourselves as 'flexible' or 'unrestricted' lenders who are not subject to the same limitations banks, credit unions or other deposit taking institutions. Being unrestricted affords us the ability to be flexible and offer products that meet borrower's specific and unique needs on a deal-by-deal basis.

Residential Mortgages:
Owner-Occupied / Tenanted

Whether it's to accommodate a purchase, refinance, debt consolidation, equity take-out, or bridge loan, we lend regularly on homes, condos, and townhomes.

Commercial Mortgages: Income-Based

We provide mortgages for a wide range of cash flowing commercial properties with a focus on multi-residential, mixed-use and retail plazas.

Commercial Mortgages: Asset-Based

In instances where the income from a prospective commercial property is below our required debt coverage ration, we underwrite the property using more of an asset focused approach.

Why Work With Us?

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Flexible Prepayment Available

Our typical mortgage term is 12 month closed, open on 3 month penalty. However, in circumstance where a borrower needs a shorter term or flexible partial / full prepayment options, it is something we can accommodate. Reach out to learn more.

Looking to get a deal funded, or want to learn more? Reach out to our team to discuss.

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Saffron Capital is an alternative lender that is licensed with the Financial Service Regulatory Authority of Ontario ('FSRA'). We work with Licensed Mortgage Professional to provide borrowers with mortgages they need.

FSRA Brokerage Licence 13826 & FSRA Administrator Licence 13559

201 - 140 Woodbridge Ave.

Vaughan, ON

L4L 4K9

© 2026 Copyright Saffron Lending Group Ltd. All Rights Reserved.

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