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Mortgage Lending
Products
Residential Mortgages: Owner-Occupied & Tenanted
We provide 1st, 2nd and blanket mortgages for owner-occupied and tenanted single-family properties including homes, condominiums and recreational properties. We fund mortgages for wide array of purposes including: purchases, refinance, debt consolidation, equity take out, tax arrears, bridge loans, etc.
Lending Guidelines
Borrower Criteria
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Credit Score: No minimum credit score required
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Income Ratios: No maximum GDS / TDS required
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Employment Type: Self-Employed & Employed
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Mortgage Position: 1st, 2nd and Blanket
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Loan Purpose: Purchase, Refinance, Debt Consolidation, Equity Take Out, Bridge
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Occupancy: Owner-Occupied or Tenanted
Offerings
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Loan Amount: Up to $5,000,000
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Term: 6 - 12 Months
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Prepayment: Prepayment Options Available.
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Loan-To-Value: Up to 75%.
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Amortization: Interest Only
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Interest Rate: Fixed
Application Documents
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Mortgage application;
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Credit Bureau (Within past 30 days);
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Appraisal; and
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Notes regarding borrower and exit strategy.