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Private Lending Rooted In Common Sense.

We are an alternative lender focused on providing residential & commercial mortgages across Ontario.

Same Day Response

Creative Deal Structuring

Direct Access to Decision Maker

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Working From Home

Meet Saffron: Private Lending Rooted in Common Sense

Saffron Capital is an alternative lender licensed with the Financial Service Regulatory Authority of Ontario ('FSRA'). We work with trusted Licensed Mortgage Brokers to finance borrowers' real estate goals when a conventional bank is not an option. We refer to ourselves as 'flexible' or 'unrestricted' lenders who are not subject to the same limitations banks, credit unions or other deposit taking institutions. Being unrestricted affords us the ability to be flexible and offer products that meet borrower's specific and unique needs on a deal-by-deal basis.

When Other Lenders Say 'No', We Look For Ways To Service Borrowers' Needs.

Fast Closing & Solution-Focused

$

Up To 75% Loan-To-Value

No Maximum
GDS/TDS Ratio

Same Day Response

Partial & Full Prepayment Options

Why Work With Us?

We work hand-in-hand with mortgage brokers who represent real estate homeowners and investors to address their needs. We don't have a non-negotiable set of criteria or document requirements as, from our experience, each borrower has a unique situation that requires a tailored approach. We focus on the property itself, loan-to-value, and context surrounding the borrower's circumstances. If a deal makes sense, we can structure it in a manner where we can fund it. We finance 1st, 2nd & blanket residential and commercial mortgages to satisfy the needs below:

Purchases

Debt Consolidation

Equity Take-Out

Tax Debts

Refinance

Credit Challenges

Bridge & Short-Term Loans

Business Cash Flow

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Flexible Prepayment Available

Our typical mortgage term is 12 month closed, open on 3 month penalty. However, in circumstance where a borrower needs a shorter term or flexible partial / full prepayment options, it is something we can accommodate. Reach out to learn more.

Looking to Fund a Deal? Reach Out To Our Team!

Looking to get a deal funded, or want to learn more? Reach out to our team to discuss.

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Saffron Capital is an alternative lender that is licensed with the Financial Service Regulatory Authority of Ontario ('FSRA'). We work with Licensed Mortgage Professional to provide borrowers with mortgages they need.

FSRA Brokerage Licence 13826 & FSRA Administrator Licence 13559

201 - 140 Woodbridge Ave.

Vaughan, ON

L4L 4K9

© 2026 Copyright Saffron Lending Group Ltd. All Rights Reserved.

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